Privacy Policy — 84earnphp

1. Overview

This Privacy Policy ("Policy") describes how 84earnphp ("we," "us," "our," or "the Platform") collects, processes, stores, and protects the personal information of individuals ("you," "your," or "Player") who access or use the 84earnphp online gaming platform, including all associated websites, mobile applications, and customer support channels.

By registering an account on 84earnphp, making a deposit, or otherwise using our services, you acknowledge that you have read and understood this Policy and consent to the collection and processing of your personal data as described herein. If you do not agree with any part of this Policy, you should discontinue use of the 84earnphp platform immediately.

This Policy should be read alongside our Terms & Conditions and Responsible Gaming Policy, which together form the complete agreement governing your use of 84earnphp.

2. Personal Data We Collect

84earnphp collects personal data through various means, including account registration, identity verification, payment processing, gameplay activity, and your interactions with our customer support team. The categories of personal data we collect include:

2.1 Identity & Contact Information

• Full legal name as it appears on your government-issued ID
• Date of birth (to verify you are at least 21 years of age)
• Residential address (including barangay, city, province, and ZIP code)
• Email address and mobile phone number
• Government-issued ID number (e.g., PhilSys ID, passport, driver's license, UMID, SSS ID)

2.2 Financial Information

• GCash or PayMaya/Maya mobile wallet number
• Bank account details (BPI, BDO, Metrobank, or other Philippine banks) where used for deposits or withdrawals
• Transaction history, including deposit amounts, withdrawal requests, and bonus redemptions

2.3 Technical & Usage Data

• IP address and approximate geographic location
• Device type, operating system, and browser information
• Login timestamps and session duration
• Pages visited, games played, and betting history on the 84earnphp platform
• Cookies and similar tracking technologies (see Section 6)

2.4 Communications Data

• Records of live chat conversations with 84earnphp customer support
• Email correspondence sent to or received from 84earnphp
• Feedback, complaints, and dispute records

3. How We Use Your Personal Data

84earnphp uses the personal data we collect for the following purposes:

• Account Management: To create, maintain, and manage your 84earnphp player account, including processing your login credentials and account settings.
• Identity Verification (KYC): To verify your identity and confirm that you meet the minimum age requirement of 21 years, as required by Philippine gaming regulations.
• Payment Processing: To process deposits and withdrawals via GCash, PayMaya, BPI, BDO, Metrobank, and other supported payment channels.
• Fraud Prevention & Security: To detect, investigate, and prevent fraudulent activity, money laundering, and other illegal conduct on the 84earnphp platform.
• Regulatory Compliance: To comply with applicable Philippine laws, PAGCOR regulations, and any lawful requests from government authorities.
• Customer Support: To respond to your inquiries, resolve disputes, and provide technical assistance.
• Responsible Gaming: To monitor gameplay patterns and identify players who may be at risk of problem gambling, and to administer self-exclusion and deposit limit tools.
• Platform Improvement: To analyze usage data and improve the features, performance, and user experience of the 84earnphp platform.
• Marketing Communications: To send you promotional offers, bonus notifications, and platform updates, where you have provided consent to receive such communications. You may opt out at any time.

4. Legal Basis for Processing

Under the Data Privacy Act of 2012 and its Implementing Rules and Regulations, 84earnphp processes your personal data on the following legal bases:

• Contractual Necessity: Processing is necessary to perform our obligations under the Terms & Conditions you agreed to when registering your 84earnphp account.
• Legal Obligation: Processing is required to comply with applicable Philippine laws, including anti-money laundering regulations and PAGCOR licensing requirements.
• Legitimate Interests: Processing is necessary for the legitimate interests of 84earnphp, including fraud prevention, platform security, and responsible gaming monitoring, provided these interests are not overridden by your rights and freedoms.
• Consent: For marketing communications and non-essential cookies, processing is based on your explicit consent, which you may withdraw at any time without affecting the lawfulness of prior processing.

5. Data Sharing & Disclosure

84earnphp does not sell your personal data to third parties. We may share your personal data with the following categories of recipients, strictly on a need-to-know basis and subject to appropriate data protection safeguards:

• Payment Processors: GCash, PayMaya/Maya, BPI, BDO, Metrobank, and other payment service providers, for the purpose of processing your deposits and withdrawals.
• Identity Verification Providers: Third-party KYC and anti-fraud service providers who assist us in verifying player identities and preventing fraudulent activity.
• Regulatory Authorities: PAGCOR, the Anti-Money Laundering Council (AMLC), the National Privacy Commission (NPC), and other Philippine government agencies, where required by law or regulatory obligation.
• Technology Service Providers: Cloud hosting, data analytics, and cybersecurity providers who support the operation of the 84earnphp platform, subject to strict data processing agreements.
• Legal & Professional Advisors: Lawyers, auditors, and other professional advisors where necessary for legal proceedings or compliance purposes.

All third parties with whom 84earnphp shares personal data are required to handle such data in accordance with applicable Philippine data protection laws and are prohibited from using your data for any purpose other than the specific service they provide to 84earnphp.

6. Cookies & Tracking Technologies

84earnphp uses cookies and similar tracking technologies to enhance your experience on the platform, maintain your login session, and analyze platform usage. The types of cookies we use include:

• Essential Cookies: Required for the platform to function correctly, including maintaining your login session and remembering your account preferences. These cannot be disabled.
• Analytics Cookies: Used to collect anonymized data about how players use the 84earnphp platform, helping us identify areas for improvement. These are only set with your consent.
• Security Cookies: Used to detect and prevent fraudulent activity , including bot detection and session integrity verification.
• Preference Cookies: Used to remember your language, display, and notification preferences across sessions.

You can manage your cookie preferences through your browser settings. Please note that disabling essential cookies may affect the functionality of the 84earnphp platform. For more information on how to manage cookies in your browser, refer to your browser's help documentation.

7. Data Retention

84earnphp retains your personal data for as long as your account remains active and for a period thereafter as required by applicable law and regulatory obligations. Specifically:

• Account Data: Retained for the duration of your active account and for a minimum of five (5) years following account closure, in compliance with Philippine anti-money laundering regulations.
• Transaction Records: Retained for a minimum of five (5) years from the date of each transaction, as required by the Anti-Money Laundering Act (AMLA) and PAGCOR regulations.
• KYC Documents: Retained for a minimum of five (5) years following account closure or the completion of the relevant transaction, whichever is later.
• Support Communications: Retained for up to three (3) years from the date of the interaction, unless a longer retention period is required for ongoing dispute resolution or legal proceedings.
• Marketing Consent Records: Retained for as long as you remain subscribed to marketing communications, plus one (1) year following unsubscription, as evidence of your consent.

Upon expiry of the applicable retention period, your personal data will be securely deleted or anonymized in accordance with 84earnphp's data disposal procedures.

8. Data Security

84earnphp implements industry-standard technical and organizational security measures to protect your personal data against unauthorized access, disclosure, alteration, or destruction. These measures include:

• SSL/TLS encryption for all data transmitted between your device and the 84earnphp platform.
• Encryption of sensitive data at rest, including financial information and government ID details.
• Role-based access controls ensuring that only authorized 84earnphp personnel can access personal data, strictly on a need-to-know basis.
• Regular security audits, vulnerability assessments, and penetration testing of the 84earnphp platform.
• Two-factor authentication (2FA) options available to all registered players to protect account access.
• Continuous monitoring for suspicious activity, unauthorized login attempts, and potential data breaches.

While 84earnphp takes all reasonable steps to protect your personal data, no online platform can guarantee absolute security. In the event of a data breach that is likely to result in a risk to your rights and freedoms, 84earnphp will notify the National Privacy Commission (NPC) and affected players in accordance with the requirements of the Data Privacy Act of 2012.

9. Your Data Privacy Rights

Under the Data Privacy Act of 2012, you have the following rights with respect to your personal data held by 84earnphp:

• Right to be Informed: You have the right to be informed about how your personal data is collected, used, and processed, as set out in this Privacy Policy.
• Right of Access: You have the right to request a copy of the personal data that 84earnphp holds about you, along with information about how it is being processed.
• Right to Rectification: You have the right to request correction of any inaccurate or incomplete personal data we hold about you.
• Right to Erasure: You have the right to request deletion of your personal data where it is no longer necessary for the purposes for which it was collected, subject to our legal retention obligations.
• Right to Object: You have the right to object to the processing of your personal data for direct marketing purposes at any time.
• Right to Data Portability: You have the right to receive your personal data in a structured, commonly used, and machine-readable format, where technically feasible.
• Right to Lodge a Complaint: You have the right to lodge a complaint with the National Privacy Commission (NPC) if you believe that 84earnphp has violated your data privacy rights.

To exercise any of the above rights, please contact our Data Protection Officer (DPO) using the contact details provided in Section 13 of this Policy. We will respond to all verified requests within thirty (30) days, as required by applicable law.

10. Minors & Age Policy

During the registration process, 84earnphp requires all players to confirm that they are at least 21 years old. We further verify age through our KYC process, which requires submission of a valid Philippine government-issued ID. Any account found to belong to a person under 21 will be immediately closed, all associated data will be deleted, and any funds will be returned to the verified payment source.

If you believe that a minor has registered an account on 84earnphp, please contact our support team immediately so that we can investigate and take appropriate action.

11. Third-Party Services

The 84earnphp platform may integrate with third-party services such as payment gateways, game providers, and analytics tools. Each of these third-party services operates under its own privacy policy and data handling practices. 84earnphp is not responsible for the privacy practices of third-party service providers, though we do require all such providers to maintain data protection standards consistent with applicable Philippine law through contractual data processing agreements.

We encourage you to review the privacy policies of any third-party payment providers you use in connection with your 84earnphp account, including GCash, PayMaya/Maya, BPI, BDO, and Metrobank.

12. Changes to This Privacy Policy

84earnphp reserves the right to update or modify this Privacy Policy at any time to reflect changes in our data processing practices, applicable law, or regulatory requirements. When material changes are made, we will update the "Last Updated" date at the top of this page and, where reasonably practicable, notify registered players via email or a prominent notice on the platform.

Your continued use of the 84earnphp platform following the posting of any changes to this Policy constitutes your acceptance of the revised terms. We encourage you to review this Policy periodically to stay informed about how we protect your personal data.

13. Contact & Data Protection Officer

84earnphp has appointed a Data Protection Officer (DPO) responsible for overseeing compliance with the Data Privacy Act of 2012 and this Privacy Policy. If you have any questions, concerns, or requests relating to your personal data or this Policy, please contact our DPO:

• Data Protection Officer
• 84earnphp Platform
• [email protected]
• Live chat available 24/7 on the platform

We aim to respond to all data privacy inquiries within thirty (30) calendar days. For general support queries unrelated to data privacy, please use the live chat feature available on the 84earnphp platform.

You also have the right to file a complaint directly with the National Privacy Commission (NPC) of the Philippines if you believe your data privacy rights have been violated.